Learn Money. Before Money Gets Complicated.

NGPF Semester Course

Comprehensive customizable high-school course with lessons, slides, activity packets, exams and summative project.

Some teacher materials require free account.

NGPF Full-Year Course

Extended high-school personal-finance curriculum with expanded lessons and projects.

Teacher resources and assessments may require login.

NGPF Course Comparison

Choose among full-year, semester, trimester and financial algebra course pathways.

Khan Academy Financial Literacy

Self-paced lessons and quizzes on saving, credit, taxes, investing, housing and car buying.

FDIC Money Smart for Young People

Grades 9-12 curriculum organized around earning, spending, saving, borrowing and protecting.

FDIC Money Smart for Young Adults

Twelve substantial lesson modules with instructor guides, participant guides and slides.

MoneySKILL by AFSA Education Foundation

38-module free online personal-finance course with diagnostics, tracking and simulations.

Create a free instructor account.

MoneySKILL Module Catalog

Detailed inventory from wages and taxes to credit ratings, insurance and retirement.

MoneySKILL Account and Access FAQ

Clarifies access for homeschool parents and other instructors, cost, language and monitoring.

Take Charge Today, University of Arizona

Ready-to-teach decision-based lessons with readings, slides, worksheets and assessments.

Free teacher registration.

Take Charge Today Curriculum Design

Explains introductory grades 7-9 versus advanced grades 10-12 scenario-based programs.

Intuit for Education Personal Finance

Free units from tax forms to credit, entrepreneurship, investing and insurance.

Intuit for Education K-12 Hub

Browse classroom games, calculators, simulations and teacher support.

EVERFI Financial Literacy High School

12 interactive digital lessons covering budgeting, banking, debt, college, taxes and insurance.

Free for eligible K-12 schools; account needed.

Banzai High School Personal Finance

Interactive high-school financial scenarios with workbook and multilingual options.

Free, sponsor-supported; teacher account.

Junior Achievement High School Programs

Browse Finance Park and Financial Capability school programs.

Delivery and availability vary by local JA chapter.

JA Financial Capability Curriculum

One-semester Financial Capability 1 and 2 courses with business and finance themes.

Access via local JA implementation.

Practical Money Skills by Visa

High-school lessons, downloadable presentations, facilitator guides and student activities.

Hands on Banking High School

Six units covering jobs, budgets, investing, credit and education expenses.

Hands on Banking High School Toolkit

Standalone high-school workbook covering shopping, budgets, credit, savings, investing and safety.

Older document; review any dated figures.

Budget Challenge High-School Program

Financial life simulation paired with a 17-chapter textbook.

Institutional or student licensing required.

NGPF Arcade

Play free simulations on budgets, loans, investing, insurance, college and more.

STAX / Build your $TAX

Experience 20 simulated years of investing decisions in about 20 minutes.

Individual game is selected on publisher Arcade page; URL points to collection.

PAYBACK

Choose a college, borrowing and lifestyle strategy while balancing costs and student outcomes.

Individual game is selected on publisher Arcade page; URL points to collection.

SPENT

Make tradeoffs while living paycheck to paycheck.

Individual game is selected on publisher Arcade page; URL points to collection.

Money Magic

Make budgeting and saving decisions with a fictional character.

Individual game is selected on publisher Arcade page; URL points to collection.

Shady Sam

Understand predatory borrowing by playing the role of a lender.

Individual game is selected on publisher Arcade page; URL points to collection.

BUMMER!

See what happens when insurance does or does not cover a loss.

Individual game is selected on publisher Arcade page; URL points to collection.

Credit Clash

Learn the credit score consequences of financial decisions.

Individual game is selected on publisher Arcade page; URL points to collection.

The Uber Game

Explore the tradeoffs in gig-economy income and costs.

Individual game is selected on publisher Arcade page; URL points to collection.

Shady Sam’s Slick Wheels

Spot deceptive car finance and dealer sales tactics.

Individual game is selected on publisher Arcade page; URL points to collection.

Influenc’d

Learn about entrepreneurial income and expenses through an influencer scenario.

Individual game is selected on publisher Arcade page; URL points to collection.

Crypto Craze

Explore speculative asset risk without using real funds.

Individual game is selected on publisher Arcade page; URL points to collection.

Cat Insanity

See minimum-payment and compound interest consequences.

Individual game is selected on publisher Arcade page; URL points to collection.

SIFMA Stock Market Game

Manage a hypothetical $100,000 portfolio with classroom investing materials.

State program registration and pricing may vary.

SMG InvestQuest

Short 3-year market scenario activity with levels; no registration required.

Select InvestQuest on publisher landing page.

JA Finance Park Virtual

Choose a career and lifestyle, then allocate income to realistic household costs.

Requires JA classroom program access.

Hands on Banking Experience

Assign fictional household profiles, then make spending decisions across 13 life categories.

Visa Financial Soccer

Answer financial literacy questions while playing an interactive soccer game.

Intuit Prosperity Quest

Interactive game on credit, saving, borrowing and investments included in curriculum.

Find game within Intuit course page.

Intuit Financial Simulations

Simulated budgeting, taxes, credit and other financial decisions based on Intuit workflows.

CFPB Financial Aid Offer Comparison

Students select among three fictitious college offers and explain consequences.

CFPB Youth Activities Directory

Search age-filtered activities with free guides and student handouts.

CFPB Budgeting Activities

Scenario-based lessons on budgeting, shopping, bills and choice tradeoffs.

FDIC Bank On It / Banking Selection

Compare financial institutions and account products using FDIC Money Smart materials.

Access Module 1 on landing page.

NCUA Money Basics

Plain-language budgeting, checking, saving and credit guides.

Hands on Banking Volunteer Worksheets

Spending plan, goal-setting and credit quiz handouts available for download.

NGPF Budgeting Math Exercises

Practical problems about credit card payments, auto loans, inflation and salary budgets.

CFPB Shopping and Phone Plan Activities

Compare phone plans, emergency savings, buying plans and value tradeoffs.

EconEdLink Personal Finance Looping Cards

A classroom game that matches real-life financial situations to terms and decisions.

CFPB Credit Reports & Scores

Understand reports, scores, inaccuracies and identity-theft disputes.

CFPB Credit Card Questions

Answers about fees, APRs, limits, promotions and consumer rights.

FTC IdentityTheft.gov

Official response steps for suspected identity theft and fraud alerts.

FTC Scholarship Scam Guide

Recognize fraudulent scholarships and financial aid services.

FTC Job Scam Guide

Spot fake recruiter texts and job offers that demand payment.

FTC Task Scam Guide

Recognize deceptive side-hustle and gamified online earnings schemes.

NCUA Credit Building Guide

Understand good credit and important consumer protections.

IRS Understanding Taxes, Student

38 IRS lessons on tax filing, withholding and the tax system.

Some historic examples/forms may not reflect current tax law.

IRS Taxpayer Simulations

20 fictional taxpayer scenarios with W-4, W-2 and 1040 practice.

Review against current tax forms before applying to real filings.

IRS Tax Teacher Lessons

Tax lesson plans, activities, assessments and sample forms.

IRS How Taxes Work Modules

14 tax preparation modules including income, deductions, dependents and refunds.

IRS Payroll Withholding Lesson

Teaches payroll taxes and W-4 withholding.

Federal Reserve Career Education

High-school learning on careers, pay, buy-now-pay-later and the economy.

NGPF Paycheck Math Activities

Exercises involving pay stubs and take-home pay.

Intuit Taxes and Career Units

Lessons using simulated 1040 filing and career-income planning.

SEC Investor.gov Youth Resources

Age-appropriate introductions to saving, investing and risk.

SEC Investor.gov Classroom Resources

Investing lessons, assessments, quizzes, diversification activities and calculators.

SEC Compound Interest Calculator

Model monthly deposits, investment time, interest and compounding frequency.

SEC Compound Interest Lesson

Plain-language compounding with suggested lesson exercises and Rule of 72.

SEC Why Save and Invest

How personal goals influence saving and investing choices.

SIFMA Stock Market Game, investing practice

Hands-on market learning and hypothetical investment portfolio.

Stock Market Game Teacher Training

Teacher syllabus, workbooks and pacing guides for classroom investing.

Some features require participant login.

EconEdLink Personal Finance Videos

Short quizzes and videos about compounding, investing and credit.

Federal Student Aid Estimator

Estimate federal student aid eligibility before completing the FAFSA.

Use for applicable award year, not a substitute for FAFSA.

FAFSA Official Portal

Apply for federal financial aid via the government website.

Personal information required for real applications.

Federal Student Aid Repayment Calculator

Compare estimated loan payments and total repayment costs.

CFPB Comparing Financial Aid Offers

Comparative case study using three fictional college offer letters.

CFPB Planning Financial Path to Graduation

Use a modeled aid offer to build a college-cost strategy.

CFPB Paying for College Activity Filter

Browse education cost, financial aid and borrowing activities.

NGPF PAYBACK College Simulation

Play the consequences of college choice, debt, housing and spending choices.

Select PAYBACK in Arcade.

FTC Scholarship Fraud Prevention

Official tips for avoiding false promises and upfront-fee scholarship offers.

NGPF BUMMER! Insurance Game

Understand insurance choices and unpredictable setbacks.

Select BUMMER! in Arcade.

NGPF Used Car Dealership Game

Explore deceptive sales tactics and total cost of buying a car.

Select Shady Sam’s Slick Wheels in Arcade.

Hands on Banking High School Lessons

Includes insurance basics, loans and major financial choices.

Khan Academy Car Buying, Housing, Insurance

Self-paced tests, examples and practice around housing, vehicle loans and insurance.

MoneySKILL Housing and Auto Lessons

Distinct modules on renting, homeownership, car purchases, insurance and household risk.

NGPF FinCap Friday

Short current-event video plus five-question quiz designed for teen classrooms.

NGPF Video Library

Short practical demos for credit, budgeting, taxes and classroom implementation.

NGPF Podcast

Interviews with consumer finance educators, researchers and personal-finance specialists.

NGPF Investing Podcast Recommendations

A curated listening list on index investing, financial behavior and wealth-building.

PBS Two Cents

Personal finance explainers suitable for classroom clips and homework.

Marketplace Million Bazillion

Friendly finance podcast, particularly suited to younger teens and families.

EconEdLink Video Collection

Two-to-five-minute videos, with quizzes and Kahoot exercises.

Federal Reserve Educational Videos

Short lessons about inflation, payments, income and economic systems.

Federal Reserve Education / St. Louis Fed

Educational explainers, podcasts and links to Federal Reserve classroom tools.

Jump$tart Educator Resources

Standards, a financial literacy clearinghouse and educator materials.

Council for Economic Education EconEdLink

Free high-school economics and personal-finance lesson search.

Federal Reserve Education Teaching Resources

Economics and personal-finance lessons, videos and curriculum units.

Kansas City Fed High School Resources

Classroom materials including buy-now-pay-later and career decisions.

Money Smart Instructor Materials

Teacher guides, slides and learner guides for 12 practical modules.

Take Charge Today Teaching Materials

Hands-on activities, student readings, slides and assessment options.

Free educator sign-up.

NGPF Teacher Certifications

Free structured professional development on personal finance topics.

Cohorts and participation conditions vary.

Investor.gov Educator Resources

Free investment education materials permitted for printing and sharing.

Visa High School Lesson Guides

Download individual high school student and teacher lessons.

CFPB Financial Education Worksheets

Download classroom activities, teacher guides and printable worksheets.

AP Business with Personal Finance, AP Students

Official 2027 course content, unit topics, assessed material and exam date.

AP Business with Personal Finance, AP Central

Official teacher-facing exam description, projects and course framework.

AP Course and Exam Description

Locate downloadable CED, at-a-glance resources and clarifications.

Choose Course and Exam Description download on page.

AP Classroom Resources

Access assignments and course practice through a student AP class section.

Requires class section / My AP access.

AP Unit 3: Personal Saving, Borrowing & Business Finance

Official Unit 3 outcomes on credit, debt, accounting, capital and business finance.

Scroll to Unit 3 on official course page.

AP Unit 5: Financial Advisor Project

Official capstone brief involving household budgeting and long-term financial recommendations.

Unit 5 is assessed via project, not unit 1-4 MCQ blueprint.

AP Unit 1-2: Business & Marketing Framework

Official business, competition, entrepreneurship and marketing learning outcomes.

AP Unit 4: Management and Strategy

Official strategy, management and workplace decision outcomes.

Junior Achievement Financial Capability

Supplementary business finance, economics and business planning lessons.

Access subject to local JA school program.

Intuit Entrepreneurial Finance & Personal Finance

Classroom exercises that support personal finance plus business ownership and financial planning.

CEE National Personal Finance Challenge

National high-school team competition on earnings, spending, savings, investments, credit and risk.

Official timetable and eligibility vary by cycle.

CEE 2026-27 Competition Calendar

Three national high school competitions in personal finance, economics and investing.

Wharton Global High School Investment Competition

Team investment strategy case and simulated portfolio with final reports.

2026-27 registration already closed as of Oct 29, 2026.

Wharton High School Competition Rules

Official eligibility, advisor requirements and competition structure.

Verify next cycle registration dates.

SIFMA Invest It Forward Guest Speakers

Finance-industry volunteer guest speaker option attached to Stock Market Game.

Request via Stock Market Game provider.

NGPF FinCap Friday Mini-Competition

Five-question current-events competition with class discussion and a short video.

CFPB Financial Aid Decision Case

Turn sample student aid offers into a collaborative decision-making case.