The financial literacy requirement
Every public high school student needs 2.5 credits of financial, economic, business, and entrepreneurial literacy, about a quarter of a year of instruction.
New Jersey · Short Hills and Summit
Private finance tutoring for families in Short Hills and Summit.
New Jersey has required financial literacy to graduate since the class of 2014: 2.5 credits covering financial, economic, business, and entrepreneurial literacy. Schools meet it in different ways, from a stand-alone course to units spread across electives.
Private 1-on-1 on Zoom · $250 / hour
Book a session
The courses
What we work on.
Bring your slides, problem sets, and your last midterm. We work from your actual course.
Millburn, Summit High, Pingry, Kent Place, Delbarton, Newark Academy
Public and independent schools here cover business and finance very differently. We work from your student's own course.
AP® Business with Personal Finance
The newest AP course, with the first exam in May 2027. I've mapped all 5 units and 31 topics and built 940 practice questions.
Corporate finance over break
Students home from college often bring their hardest class with them. Winter break and summer are the best time to fix corporate finance before the next exam, and I teach it at the level their course expects.
Short Hills and Summit · New Jersey
Where students get stuck.
A short unit, then it's gone
When financial literacy is a quarter-length course, there's no time to go back. We slow down on the ideas that didn't land.
Entrepreneurship math
Break-even, margins, and cash flow show up in New Jersey's business literacy standards. We make each one concrete.
Investing basics
Risk, return, and diversification come up in class and at home. We make sure your student can explain them clearly.
For parents
Parents usually book, and your student joins on Zoom from Short Hills, Millburn, Summit, Chatham, or anywhere in North Jersey. Send me the course and what's giving your student trouble, and I'll tell you honestly whether I can help.
How a session works
Diagnosis first. Then the fix.
- 01
Before we meet
Send me what you're stuck on: a problem set, slides, your last midterm, a practice exam, last week's quiz.
- 02
On Zoom
You walk me through a problem out loud. It usually takes a few minutes to hear where the reasoning goes sideways. We fix that piece and rebuild from there, so you know why each step works.
- 03
Before we finish
The real test: a fresh problem with new numbers and different wording, the way a midterm would ask it, and you solve it yourself. I don't complete assignments or hand over answers. You leave able to do the work.
Your tutor
Studied it. Worked in it. Now I teach it.
I’m Chi Odogwu. I have a B.S. in Business with a finance specialization from Liberty University, earned summa cum laude in three years, and a Master’s in International Economics and Finance from Brandeis. I tutored IB students in grad school, did valuation and private equity consulting at PwC, taught MBA finance at Florida State, and spent three years as an adjunct professor teaching Business Finance.
Questions
Before you book.
Does the requirement apply to private schools?
The state credit requirement covers public high schools. Private schools choose their own courses, and I can help with those too.
Do you work with New Jersey students in Eastern time?
Yes. Most sessions are evenings or weekends in Eastern time.
Will tutoring get in the way of my student's teacher?
No. I work from the teacher's materials and never complete graded work, so sessions support the class instead of replacing it.
Is tutoring allowed under my school's honor code?
Tutoring on concepts and practice problems is generally fine, but policies on graded work vary by course. I don't complete graded assignments. Check your syllabus's collaboration policy, and if you're unsure, ask your professor.
Get started
Bring the problem you’re stuck on.
Tell me your course and what isn’t clicking. I’ll tell you honestly whether I can help.
Book your first sessionOnline Finance Tutor is independent. It isn't affiliated with or endorsed by any school named on this page.