Personal Financial Literacy
Earning, saving, credit, borrowing, investing and insurance. We work from the course your student is actually taking.
Texas · Online tutoring
Online finance tutoring for families in Westlake, Rollingwood and Tarrytown.
From the 2026 to 2027 freshman class on, Texas public high school students need a half-credit personal financial literacy course to graduate, in Eanes ISD and Austin ISD alike. I tutor that course, AP Business and college finance, one-on-one over Zoom.
Private 1-on-1 on Zoom · $250 / hour
Book a session
The courses
What we work on.
Bring your slides, problem sets, and your last midterm. We work from your actual course.
Goals, interest and time
A car, a summer abroad, a first apartment. Saving toward a real goal is where interest and planning stop being abstract.
AP® Business with Personal Finance
College Board's newest AP course, with the first exam in May 2027. I tutor the subject whether or not your student's school offers the course yet.
Corporate finance over break
Students home from UT McCombs or anywhere else often bring their hardest class with them. Break is the best time to fix it.
Local schools
Schools in and around Westlake and Tarrytown.
What a student studies in finance depends on the school and the state. Checked October 29, 2026.
- Westlake High School Austin
- Austin High School Austin
Required from the 2026 to 2027 freshmen
Under HB 27, public high school students who enter ninth grade in 2026 to 2027 or later need a half-credit personal financial literacy course to graduate. Private schools set their own requirements.
A few of the high schools families in the area attend, named for context only. Online Finance Tutor isn't affiliated with any of them. Your assigned school depends on your address and district.
Saving toward a goal
A student wants $6,000 for a car in two years. Saving $250 a month with no interest gets there exactly. In an account paying 4% a year, compounded monthly, $240.55 a month is enough, because interest covers the rest. Small difference, big lesson about letting money work.
Westlake and Tarrytown · Texas
Where students get stuck.
Planning backward
Most finance problems start from the answer: how much do I need, by when? Working backward from a goal is a skill students rarely practice.
APR versus APY
One is what a loan charges, the other is what savings earn, and the difference is compounding. Mixing them up costs points and later, money.
Investing basics
Index funds, fees and diversification. We cut through what students see online and get to the math.
For parents
Parents usually book. Your student joins on Zoom after school or on a weekend. We're on Central time. Send me the course, the school and what's giving your student trouble, and I'll tell you honestly whether I can help.
How a session works
Diagnosis first. Then the fix.
- 01
Before we meet
Send me what you're stuck on: a problem set, slides, your last midterm, a practice exam, last week's quiz.
- 02
On Zoom
You walk me through a problem out loud. It usually takes a few minutes to hear where the reasoning goes sideways. We fix that piece and rebuild from there, so you know why each step works.
- 03
Before we finish
The real test: a fresh problem with new numbers and different wording, the way a midterm would ask it, and you solve it yourself. I don't complete assignments or hand over answers. You leave able to do the work.
Your tutor
Studied it. Worked in it. Now I teach it.
I’m Chi Odogwu. I have a B.S. in Business with a finance specialization from Liberty University, earned summa cum laude in three years, and a Master’s in International Economics and Finance from Brandeis. I tutored IB students in grad school, did valuation and private equity consulting at PwC, taught MBA finance at Florida State, and spent three years as an adjunct professor teaching Business Finance.
Questions
Before you book.
Do you tutor in person in Austin?
No. Every session is on Zoom, so there's no travel and scheduling fits around activities. I schedule in Central time for Texas families.
Does the Texas requirement apply to private schools?
HB 27 covers public high schools. Private schools set their own courses, and I can help with those too.
Does my student's school offer AP Business with Personal Finance?
Ask the school. The course is brand new for 2026 to 2027 and each school decides whether to offer it. I tutor the subject either way, including students studying for the exam on their own.
Will tutoring get in the way of my student's teacher?
No. I work from the teacher's materials and never complete graded work, so sessions support the class instead of replacing it.
Is tutoring allowed under my school's honor code?
Tutoring on concepts and practice problems is generally fine, but policies on graded work vary by course. I don't complete graded assignments. Check your syllabus's collaboration policy, and if you're unsure, ask your professor.
Get started
Bring the problem you’re stuck on.
Tell me your course and what isn’t clicking. I’ll tell you honestly whether I can help.
Book your first sessionOnline Finance Tutor is independent. It isn't affiliated with or endorsed by any school named on this page. AP is a trademark registered by the College Board, which is not affiliated with, and does not endorse, this site.