Financial Mathematics
A semester course on savings, investments, loans, credit, budgeting and starting a business. It's math-heavy, and most of the trouble is in the setups, which is exactly what sessions fix.
Maryland · Online tutoring
Online finance tutoring for families in Bethesda and Chevy Chase.
Montgomery County doesn't require a separate finance credit to graduate. Personal finance is folded into required social studies, and a semester elective covers the math in more depth. How much real practice a student gets with loans, credit and investing depends on the electives they choose. I tutor all of it one-on-one on Zoom, along with AP Business and college finance.
Private 1-on-1 on Zoom · $250 / hour
Book a session
The courses
What we work on.
Bring your slides, problem sets, and your last midterm. We work from your actual course.
Personal finance from scratch
If your student's schedule never had room for it, we cover budgeting, credit, taxes and investing in a few focused sessions before college or a first job.
AP® Business with Personal Finance
College Board's newest AP course, with the first exam in May 2027. I tutor the subject whether or not your student's school offers the course yet.
Corporate finance over break
Students home from College Park, Georgetown or anywhere else often bring their hardest class with them. Break is the best time to fix it before the next exam.
Local schools
Schools in and around Bethesda and Chevy Chase.
What a student studies in finance depends on the school and the state. Checked October 29, 2026.
- Walt Whitman High School Bethesda
- Bethesda-Chevy Chase High School Bethesda
- Holton-Arms School Bethesda
- Landon School Bethesda
- Georgetown Preparatory School North Bethesda
- Stone Ridge School of the Sacred Heart Bethesda
No separate credit in Montgomery County
Maryland leaves the finance graduation rule to each county. MCPS's requirements for the class of 2029 list no stand-alone finance credit; financial literacy is taught inside the required social studies courses. A 2026 state bill would add a statewide course from the class of 2030. It had not passed when this page was checked, and the MCPS board opposed it.
A few of the high schools families in the area attend, named for context only. Online Finance Tutor isn't affiliated with any of them. Your assigned MCPS school depends on your address.
What a student loan really costs
Borrow $20,000 at 6% and repay it over 10 years, and the payment is $222.04 a month. Over the full term that's $6,644.92 in interest, on top of the $20,000. Working through that one example usually changes how a senior looks at college costs.
Bethesda and Chevy Chase · Maryland
Where students get stuck.
Loans before they sign
Student loans are the first big financial decision most students make, and they make it before anyone has shown them how interest adds up over ten years.
Time value of money
Present value, future value and annuities show up in Financial Mathematics, AP Business and every college finance class. Once it clicks, the rest follows.
Investing basics
Stocks, bonds, index funds and fees. Students hear the words everywhere and rarely get the math behind them.
For parents
Parents usually book. Your student joins on Zoom after school or on a weekend, between sports and everything else. Send me the course, the school and what's giving your student trouble, and I'll tell you honestly whether I can help.
How a session works
Diagnosis first. Then the fix.
- 01
Before we meet
Send me what you're stuck on: a problem set, slides, your last midterm, a practice exam, last week's quiz.
- 02
On Zoom
You walk me through a problem out loud. It usually takes a few minutes to hear where the reasoning goes sideways. We fix that piece and rebuild from there, so you know why each step works.
- 03
Before we finish
The real test: a fresh problem with new numbers and different wording, the way a midterm would ask it, and you solve it yourself. I don't complete assignments or hand over answers. You leave able to do the work.
Your tutor
Studied it. Worked in it. Now I teach it.
I’m Chi Odogwu. I have a B.S. in Business with a finance specialization from Liberty University, earned summa cum laude in three years, and a Master’s in International Economics and Finance from Brandeis. I tutored IB students in grad school, did valuation and private equity consulting at PwC, taught MBA finance at Florida State, and spent three years as an adjunct professor teaching Business Finance.
Questions
Before you book.
Do you tutor in person in Bethesda?
No. Every session is on Zoom, so there's no travel and scheduling fits around practice and activities. We're on the same Eastern time zone.
My student's school doesn't require a finance class. Is a few sessions enough?
For the basics, usually yes. Budgeting, credit, loans and investing can be covered in a handful of sessions, built around whatever is coming up next for your student: a first job, a car or college.
Does my student's school offer AP Business with Personal Finance?
Ask the school. The course is brand new for 2026 to 2027 and each school decides whether to offer it. I tutor the subject either way, including students studying for the exam on their own.
Will tutoring get in the way of my student's teacher?
No. I work from the teacher's materials and never complete graded work, so sessions support the class instead of replacing it.
Is tutoring allowed under my school's honor code?
Tutoring on concepts and practice problems is generally fine, but policies on graded work vary by course. I don't complete graded assignments. Check your syllabus's collaboration policy, and if you're unsure, ask your professor.
Get started
Bring the problem you’re stuck on.
Tell me your course and what isn’t clicking. I’ll tell you honestly whether I can help.
Book your first sessionOnline Finance Tutor is independent. It isn't affiliated with or endorsed by any school named on this page. AP is a trademark registered by the College Board, which is not affiliated with, and does not endorse, this site.