Five credit hours
At least five of the required high school credit hours must be a personal finance or financial literacy course.
High school · Nebraska
The Nebraska personal finance graduation requirement
Every Nebraska public school student must complete a personal finance or financial literacy course before graduating, starting with the 2023-24 school year. Here is what the law requires the course to cover.
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The requirement
What Nebraska asks for.
Taken from the state's own law and education department. Your school counselor can confirm how your district applies it.
From 2023-24
The requirement began in 2023-24, and the state department says it applies to students graduating in 2024 and later.
District choice
Districts pick the course, such as Personal Finance or Wealth Building Fundamentals, as long as it covers what the law lists.
Topics
What we cover.
Bring your slides, problem sets, and your last midterm. We work from your actual course.
- Budgeting and record keeping
- Banking
- Taxes
- Building and monitoring credit
- Debt
- Saving
- Insurance
- Investing
Practice with the free budget, compound interest, credit card payoff and loan payoff calculators, or browse the teen money library.
High school · Nebraska
Where students get stuck.
Compound interest feels abstract
Teens can recite the formula and still not feel why starting at 16 beats starting at 26. We run their own numbers, a summer job paycheck saved for ten years, until the idea sticks.
A pay stub is a wall of codes
Gross pay, withholding, FICA, net pay. Most students meet these words for the first time on a test. We read a realistic stub line by line and then build one from scratch.
Credit sounds like free money
Minimum payments, interest that grows on interest, and scores that follow you for years. We use the credit card payoff calculator so the cost of carrying a balance is a number, not a warning.
For parents
This class is usually your teen's first real contact with money rules, and it is a good moment to talk at home too. Ask what they are learning each week, show them a real bill or bank statement, and let them run one family purchase through a budget. If the class moves fast, or your teen wants to go beyond it, one-on-one sessions follow the teacher's materials and never complete graded work.
How a session works
Diagnosis first. Then the fix.
- 01
Before we meet
Send me what you're stuck on: a problem set, slides, your last midterm, a practice exam, last week's quiz.
- 02
On Zoom
You walk me through a problem out loud. It usually takes a few minutes to hear where the reasoning goes sideways. We fix that piece and rebuild from there, so you know why each step works.
- 03
Before we finish
The real test: a fresh problem with new numbers and different wording, the way a midterm would ask it, and you solve it yourself. I don't complete assignments or hand over answers. You leave able to do the work.
Your tutor
Studied it. Worked in it. Now I teach it.
I’m Chi Odogwu. I have a B.S. in Business with a finance specialization from Liberty University, earned summa cum laude in three years, and a Master’s in International Economics and Finance from Brandeis. I tutored IB students in grad school, did valuation and private equity consulting at PwC, taught MBA finance at Florida State, and spent three years as an adjunct professor teaching Business Finance.
Questions
Before you book.
Is there a state test for personal finance in Nebraska?
No state test is described. Districts report on financial literacy to their local board each year.
Is a personal finance class hard?
The ideas are not hard, but the vocabulary and the math in loans, interest and taxes trip students up. Most of the lost points come from setting a problem up wrong, which practice fixes quickly.
Can you tutor my teen for this class online?
Yes. Sessions are one-on-one on Zoom, built around the course your teen is actually taking, and scheduled in your local time.
Will tutoring get in the way of my student's teacher?
No. I work from the teacher's materials and never complete graded work, so sessions support the class instead of replacing it.
Get started
Bring the problem you’re stuck on.
Tell me your course and what isn’t clicking. I’ll tell you honestly whether I can help.
Book your first session